Homes by Carolyn Fischman

Thinking About Buying or Selling in Albuquerque or New Mexico?

You’re not alone — and you’re in the right place. Here are some quick answers to the questions Carolyn hears all the time.

Frequently Asked Questions – Albuquerque & Northern New Mexico Real Estate

Start with a conversation. I offer a detailed Comparative Market Analysis (CMA) that considers your home’s condition, features, upgrades, location, and recent nearby sales. This can all be done over the phone and email. However, if you like, I’ll visit the property, learn what makes it special, and give you a data-backed pricing strategy that helps you meet your goals — whether that’s maximizing value or moving quickly.

Buyers will notice the little things, so small repairs go a long way. Leaky faucets, cracked tiles, worn paint — all worth addressing. I always recommend taking care of anything that might show up on an inspection report, especially safety items or obvious wear and tear. Before we list, I’ll walk through your home and give you a room-by-room checklist so you’re not guessing.

Staging helps your home stand out. Whether we use your furniture or bring in a pro, I’ll guide you on how to arrange each space to feel inviting and help buyers picture themselves living there. You don’t need to spend a fortune — sometimes just decluttering, depersonalizing, and freshening up your space is enough. I’ve helped clients stage their homes affordably and effectively, and I can help you too.

Looking online is a great start — and I love when buyers come to me with favorites they’ve found. But once you’re ready to move forward, it’s a whole different ballgame. I’ll help you evaluate properties objectively, understand true market value, negotiate offers, schedule inspections, work with your lender, and handle everything through closing. My job is to protect your interests, reduce stress, and make sure you get the best deal possible.

This agreement means we’re officially working together. It shows I’m committed to representing you, and in return, you agree to work exclusively with me during your home search. It’s standard practice in New Mexico. I’ll explain everything before we sign — my goal is a relationship built on trust, communication, and mutual commitment.

Welcome! This region is a beautiful place to retire, and I’ve helped many people make that transition. First, let’s talk about your goals, your timeline, and how you prefer to communicate — whether that’s email, phone, or video call. I’ll set up a custom search portal so you can view listings that match your wish list. When you’re ready to visit, I’ll line up showings, give you a tour of the area, and help you feel at home. I can even help coordinate closing from your current city if needed.

New Mexico has its own lending requirements, so it’s important to work with a local lender. I’m happy to recommend trusted mortgage pros I’ve worked with — people who communicate well and take care of my clients. They’ll review your credit, income, and financial goals and help you get pre-approved so you know exactly what you can afford before we shop.

Yes! Start by checking your credit. You’re entitled to free reports at AnnualCreditReport.com. Look for errors or outdated info and take steps to improve your score if needed. Also avoid opening new credit lines or making big purchases during this time. If you want help preparing, I can connect you with lenders and credit pros who’ll guide you.

Yes, I can help you through a 1031 Exchange if you’re selling and reinvesting in another investment property. I’ll keep you on track with key deadlines and help coordinate with your Qualified Intermediary (QI). If you don’t have one, I can refer a reputable QI. Whether you’re buying or selling, I’ll make sure your goals and timing align with the 1031 rules.

Equity grows when your home’s value rises or when you pay down your mortgage principal. Making improvements — like updating kitchens, bathrooms, or curb appeal — can boost value. Paying extra toward your loan balance also increases equity. And in some markets, just holding onto your home while prices rise can make a difference. I’m happy to discuss strategies specific to your home and timeline.

In competitive markets, some buyers consider waiving inspections to stand out. But it’s a big risk. I always recommend doing at least the basic inspections — home, roof, sewer, pest — so you understand what you’re buying. If you’re tempted to waive anything, let’s talk through the pros, cons, and alternatives (like shortened timelines or buying “as-is”). I’ll help you make the strongest offer without unnecessary risk.

Scroll to Top

Let's Connect!